વ્યાજ દરો અને ઘોષણા

રિટેઈલ લોનનોન- રિટેઈલ લોન
વ્યાજ દર વાર્ષિક 11.00%* થી શરૂ થાય છે.સમાયોજક / ફ્લોટિંગ રેટ લોનઃ પીએલઆર વાર્ષિક 21% (ઓગસ્ટ 06, 2024 અમલી)
રિટેઈલ પ્રાઈમ લેન્ડિંગ રેટ (આરપીએલઆર) વાર્ષિક 20.92% (ઓગસ્ટ 01, 2024 અમલી)નિશ્ચિત દરની લોનઃ વાર્ષિક 10-24% p.a

Quarterly Interest Range Min, Max and Mean Rate for Different Loan Categories

Range of Interest Summary for the period of Quarter 2 FY 24-25
ProductMin RateMax RateMean Rate
Housing Loan9.5%16.4%11.5%
MSME Secured8.9%21.0%12.7%
MSME Unsecured12.6%28.1%22.3%
Used Car Loan11.5%21.8%16.2%
Personal Loan12.7%39.9%18.7%

ઘોષણા

એનએચબી અને અન્ય નિયામકો દ્વારા લાગુ દંડની ઘોષણાઃ

હાઉસિંગ ફાઈનાન્સ કંપનીઝ- અપ્રુવલ ઓફ એક્વિઝિશન ઓર ટ્રાન્સફર ઓફ કંટ્રોલ (એનએચબી) ડાયરેક્શન્સ 2016ની જોગવાઈઓનું ઉલ્લંઘન કરવા પર એનએચબી દ્વારા કંપની પર રૂ. 5000નો દંડ લાગુ કરાશે.

પ્રવાહિતા જોખમ પર જાહેર ઘોષણા

30-06-2024

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31-12-2023

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30-09-2023

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30-06-2023

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31-03-2023

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31-12-2022

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30-09-2022

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31-06-2022

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31-03-2022

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31-12-2021

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30-09-2021

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30-06-2021

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31-03-2021

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31-12-2020

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Disclosure on Liquidity Coverage Ratio (LCR)

30-06-2024

Public Disclosure on Liquidity Coverage Ratio

31-03-2024

Public Disclosure on Liquidity Coverage Ratio

31-12-2023

Public Disclosure on Liquidity Coverage Ratio

30-09-2023

Public Disclosure on Liquidity Coverage Ratio

30-06-2023

Public Disclosure on Liquidity Coverage Ratio

31-03-2023

Public Disclosure on Liquidity Coverage Ratio

31-12-2022

Public Disclosure on Liquidity Coverage Ratio

30-09-2022

Public Disclosure on Liquidity Coverage Ratio

30-06-2022

Public Disclosure on Liquidity Coverage Ratio