Interest Rates & Disclosures
Interest Rates & Disclosures
| Retail Loan | Non-Retail Loan |
|---|---|
| Interest Rates starting from 11.00%* p.a. | Adjustable/Floating Rate Loan: PLR 21% p.a. (effective August 06, 2024) |
| Retail Prime Lending Rate (RPLR) 20.92% p.a. (effective August 01, 2024) | Fixed Rate Loan: 10% - 24% p.a. |
Quarterly Interest Range Min, Max and Mean Rate for Different Loan Categories
| Product | Min Rate | Max Rate | Mean Rate |
|---|---|---|---|
| Housing Loan | 9.5% | 16.4% | 11.5% |
| MSME Secured | 8.9% | 21.0% | 12.7% |
| MSME Unsecured | 12.6% | 28.1% | 22.3% |
| Used Car Loan | 11.5% | 21.8% | 16.2% |
| Personal Loan | 12.7% | 39.9% | 18.7% |
Disclosures
Disclosure of Penalties imposed by NHB and other regulators:
Penalty of ₹ 5,000 has been levied on the company by NHB on account of Contraventions of the provisions of Housing Finance Companies-Approval of Acquisition or Transfer of Control (NHB) Directions, 2016
Public Disclosure On Liquidity Risk
30-06-2024
Public Disclosure on Liquidity
31-03-2024
Public Disclosure on Liquidity
31-12-2023
Public Disclosure on Liquidity
30-09-2023
Public Disclosure on Liquidity
30-06-2023
Public Disclosure on Liquidity
31-03-2023
Public Disclosure on Liquidity
31-12-2022
Public Disclosure on Liquidity
30-09-2022
Public Disclosure on Liquidity
31-06-2022
Public Disclosure on Liquidity
31-03-2022
Public Disclosure on Liquidity
31-12-2021
Public Disclosure on Liquidity
30-09-2021
Public Disclosure on Liquidity
30-06-2021
Public Disclosure on Liquidity
31-03-2021
Public Disclosure on Liquidity
31-12-2020
Public Disclosure on Liquidity
Disclosure on Liquidity Coverage Ratio (LCR)
30-06-2024
Public Disclosure on Liquidity Coverage Ratio
31-03-2024
Public Disclosure on Liquidity Coverage Ratio
31-12-2023
Public Disclosure on Liquidity Coverage Ratio
30-09-2023
Public Disclosure on Liquidity Coverage Ratio
30-06-2023
Public Disclosure on Liquidity Coverage Ratio
31-03-2023
Public Disclosure on Liquidity Coverage Ratio
31-12-2022
Public Disclosure on Liquidity Coverage Ratio
30-09-2022
Public Disclosure on Liquidity Coverage Ratio
30-06-2022
Public Disclosure on Liquidity Coverage Ratio
