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Interest Rates & Disclosures

Disclosures under Regulation 62 of SEBI (Listing Obligations and Disclosure Requirements) Regulation, 2015

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Interest Rates & Disclosures

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  • Row 1

    • Retail Loan
    • Non-Retail Loan

  • Row 2

    • Interest Rates starting from 11.00%* p.a.
    • Adjustable/Floating Rate Loan: PLR 21% p.a. (effective August 06, 2024)

  • Row 3

    • Retail Prime Lending Rate (RPLR) 20.92% p.a. (effective August 01, 2024)
    • Fixed Rate Loan: 10% - 24% p.a.
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Interest Rates & Disclosures

Retail Loan Non-Retail Loan Interest Rates starting from 11.00%* p.a. Adjustable/Floating Rate Loan: PLR 21% p.a. (effective August 06, 2024) Retail Prime Lending Rate (RPLR) 20.92% p.a. (effective August 01, 2024) Fixed Rate Loan: 10% - 24% p.a.
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Quarterly Interest Rates Range, Mean & Max Rates for Different Loan Categories

Effective 30 June 2024

Product Min Rate Max Rate Mean Rate Personal Loan 11.99% 33.89% 18.94% Home Loan 9.35% 18.42% 11.94% MSME Unsecured 12% 24.99% 20.58% MSME Secured 9.75% 21% 13.62% Used Car Loan 11.99% 18.5% 16.05%
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Quarterly Interest Range Min, Max & Mean Rate for Different Loan Categories

Range of Interest Summary for the period of Quarter 2 FY 24-25

  • Row 1

    • Product
    • Min Rate
    • Max Rate
    • Mean Rate

  • Row 2

    • Housing Loan
    • {hlintrestrate}
    • {hlstakeholdermaxrate}
    • {hlstakeholdermeanrate}

  • Row 3

    • MSME Secured
    • {sblintrestrate}
    • {sblstakeholdermaxrate}
    • {sblstakeholdermeanrate}

  • Row 4

    • MSME Unsecured
    • {blinterestrate}
    • {blstakeholdermaxrate}
    • {blstakeholdermeanrate}

  • Row 5

    • Used Car Loan
    • {clstakeholderminrate}
    • {clstakeholdermaxrate}
    • {clstakeholdermeanrate}

  • Row 5

    • Personal Loan
    • {plintrestrate}
    • {plstakeholdermaxrate}
    • {plstakeholdermeanrate}
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Disclosures

Disclosure of Penalties imposed by NHB and other regulators:

Penalty of ₹ 5,000 has been levied on the company by NHB on account of Contraventions of the provisions of Housing Finance Companies-Approval of Acquisition or Transfer of Control (NHB) Directions, 2016

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Public Disclosure On Liquidity Risk

2024
2023
2022
2021
2020
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Disclosure on Liquidity Coverage Ratio (LCR)

2024
2023
2022
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