Features and Benefits of Home Loans in Delhi
Dedicated Support
Top-Up Loan
Prepayment and Foreclosure Facility
Minimal Documentation
Things to Consider While Buying a Home in Delhi
Know What You Want
Before you start your house search, make sure your ideas for the future home are manageable. Consider your financial objectives, current lifestyle needs, and potential family requirements before setting a budget. Then select aspects like the number of required floor spaces required, the location, the facilities, etc. You’ll have a good concept of the type of property to seek after doing this. Once you’ve gathered all this information, comparing, and narrowing down your list of the best house loan possibilities makes sense.
Locality
When selecting your neighborhood, it is paramount to consider how this choice will affect your daily life. If you have all the necessary amenities in close vicinities, such as universities, healthcare facilities, supermarkets, and leisure centers - the efficiency of everyday activities increases exponentially! Furthermore, easy access to public transportation and low traffic congestion can ensure a quick connection with other parts of the city – making living there an enjoyable experience.
Security
Whatever location you choose to reside in, safety should always be your top priority. A safe neighborhood is essential to live in, given the rising incidence of burglary and crime. You must anticipate your contractor to include amenities like advanced security cameras, 24-hour security, alarm systems, and smoke detectors. They should prioritize your safety.
Legal Clearances
Before buying any house, ensure it has all the crucial NOCs and is even approved and encouraged by the Delhi government.
How to Apply for Home Loan in Delhi?
Step 1:
Go to the Piramal Finance Home Loan Delhi page. Read the features and eligibility criteria, and start the application process.
Step 2:
Click on Apply Now
Step 3:
Fill in the required Personal details such as Name, Contact Number, Birth Year, and Home Loan Amount.
Step 4:
Choose the employment type 'Salaried' OR 'Self-Employed'
Step 5:
Add your monthly income
Step 6:
Select the State and branch (enter the branch by city) and Submit the home loan application form.
Step 7:
Wait for a call from the official representative to move ahead with the processes.
Nearest Branches of Piramal Finance where you can visit and apply for a home loan in Delhi
அடிக்கடி கேட்கப்படும் கேள்விகள்
When calculating the EMI for a home loan in Delhi, use this formula: P x R x (1+R)^N / [(1+R)^N-1]. Here, N stands for loan tenure, P for the principal loan amount, and R for the monthly interest rate.
Piramal Finance is the best choice if you’re looking for home finance in Delhi. We offer the lowest home loan interest rates in Delhi, starting at 11%* p.a.
Housing finance companies in Delhi, including us, take about three to four weeks to sanction your home loan. However, if you fail to submit proper documents related to your income or property, you can experience a delay in your loan disbursal.
The minimum income requirement for a housing loan in Delhi for salaried individuals is Rs. 15,000 per month and Rs. 2,00,000 per annum for self-employed individuals.
The maximum home loan in Delhi offered by Piramal Finance is Rs. 2 crores.
