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A home construction loan offers individuals the necessary funds to afford the construction of a residential property on pre-owned land. If you have a dream home in mind, we can assist you in constructing it step by step.

We can provide you with the funds to fulfill your dreams. Therefore, you won't have to reside in a house created by another person. At Piramal Finance, you can get a house building loan at affordable interest rates.

The present home construction loan interest rate at Piramal Finance begins at 11%* per annum. On average, most construction loans are subject to this standard interest rate.

The home construction loan interest rate represents the charge imposed on customers for borrowing the principal amount. We calculate your monthly EMI for the construction loan based on the lending rates we apply to the loan. If you choose a longer repayment tenure the interest amount will increase accordingly over time.

Piramal Finance offers loans to cover the expenses of constructing an existing home. We offer home construction loans to both salaried and self-employed people. You will have a personal relationship manager to guide you when applying for a house building loan.

A home construction loan only involves the cost of building the property, not the amount required to purchase the land. We will disburse the total amount according to the construction plans or stage of the property.

With a property construction loan from Piramal Finance, building your dream property comes within your reach. You will have a personal relationship manager to guide you when applying for a construction loan.

Some standard fees and charges are as follows:

Prepayment Exemption: No prepayment charges are applicable for partial or full payments made from sources other than borrowing from a Bank/HFC/NBFC or Financial Institution. Such sources are referred to as own sources.