Why You Need to Change your ATM Pin

A four-digit PIN is required for withdrawals at an ATM (automated teller machine). This PIN is first provided by the banks and is expected to be changed and kept secret by ATM card users. You may create and change your ATM PIN as often as you wish. The PIN stands for a personal identification number, and it is unique to each ATM card.

How do I create an ATM PIN?

An ATM PIN (personal identification number) is a four-digit number that must be created immediately after receiving your ATM card. The one-of-a-kind code is necessary for safe online and offline transactions and withdrawals from ATMs. Only by entering the proper PIN will the transaction be verified.

If you don’t know how to generate or change an ATM PIN, the procedure is straightforward and can be done online or offline. Continue reading to learn more about the processes.

How Do I Change My ATM PIN Online?

Here’s a step-by-step guide to setting up a PIN for a debit card using the internet, mostly net banking and the mobile app:

• Using Net Banking, change ATM PIN.
• You may generate ATM card PINs with your net banking account. Here are the actions you’d need to take:
• Connect to your bank’s internet banking site.
• Choose the account number for which the credit card PIN should be created.
• Click “Generate PIN” within “ATM Card Option.”
• Enter and confirm the 4-digit PIN.
• Check your registered cellphone number for the OTP.
• Following authentication, you may use the change ATM PIN option to transact without interruption. 

 How to Generate a PIN for an ATM Card Online Using a Mobile App

You may generate your ATM card PIN using your mobile banking app. Here are the actions you’d need to take:

• Access the bank’s mobile app.
• Select the account for which the ATM card PIN is to be generated.
• Click “Generate PIN” inside the heading “ATM Card Options.”
• Confirm and validate the 4-digit PIN.
• Check your registered cellphone number for the OTP.

Following authentication, you may use the created ATM PIN to transact without interruption.

How to Create an ATM Card PIN Offline

You may also change the ATM PIN card online if you do not have access to the internet. Some options include using an ATM, sending an SMS, or calling customer service.

How does an ATM generate a PIN?

To establish your card PIN using an ATM, go to your bank’s ATM kiosk. Insert your card into the ATM and choose “Generate PIN.” If your bank has given you a temporary PIN, you will need it to change the PIN on your ATM card. In other circumstances, you will be required to validate your identity using an OTP supplied to you before establishing your PIN. To authenticate your request for establishing an ATM card PIN, certain banks may need you to input your bank account number and registered cellphone number. Once authenticated, you may continue establishing and confirming your four-digit card PIN.

How to generate an ATM card PIN using SMS?

If you’re thinking, “How do I create an ATM PIN by SMS?” The procedure is quite simple. Fill in the new PIN creation message in the format recommended by your bank and send it to the bank’s SMS service number. When your request is received, you will be given a temporary OTP that will be good for a few hours. You would then need to do the following steps:

• Go to the closest bank ATM.
• Insert your ATM card here.
• Select “Generate PIN.”
• Enter the PIN for your temporary card.
• Click the “Confirm” button.
• Enter your four-digit card PIN and confirm it.
• To confirm your PIN, click “Submit.”

How to change your ATM PIN through customer service

To create a PIN through customer service, contact your bank’s customer service number and request an OTP for generating a PIN against your card. You will be asked for your account number, card number, and so on. Once your information has been verified, you will be given an OTP that will be good for a few hours.

You would then need to do the following steps:

• Go to the closest bank ATM.
• Insert your ATM card here.
• Select “Generate PIN.”
• Enter the generated OTP.
• Click the “Confirm” button.
• Enter your four-digit card PIN and confirm it.
• To confirm your PIN, click “Submit.” 

How do I reset or change an ATM PIN?

If you wish to alter or reset your ATM card PIN, the procedure is straightforward and can be done online or offline. The following are the steps you must take:

How to Change your ATM PIN Without Visiting an ATM

You can change or reset your PIN online by going to the bank’s website and following the steps below:

• Sign in to your online banking account.
• Click on “Card Services” under “Services.”
• Select the pin generation option.
• Choose the account, and then confirm it with the OTP that was sent to the phone number you registered.
• Click the “Continue” button.
• Enter your old PIN and press the “Submit” button.
• Input your four-digit ATM PIN.
• To successfully alter your card PIN, click “Submit.” 

How do I change my ATM PIN at a kiosk?

Here are the procedures you must take to update your PIN for an ATM at a kiosk:

• Visit your local bank ATM.
• Place your card inside.
• Select “Create a PIN.”
• Enter the account number from your bank.
• Click the “Confirm” button.
• Enter your mobile phone number.
• Click the “Confirm” button.
• Cancel the transaction and input your card again if you get an OTP or temporary PIN on your number.
• Choose your favourite language.
• Select “Banking Services.”
• Enter the OTP or temporary PIN and press the “Enter” key.
• Select the “Change PIN” option.
• Fill in your new four-digit ATM PIN.
• To successfully update your card PIN, re-enter the new PIN.

You may use the same channels to set up your credit card PIN and use it to withdraw money from an ATM, among other things. If you don’t have a credit card but want one, explore and apply for one on the Bajaj Markets website.

Conclusion

After receiving an ATM card and a short-term PIN from the bank, you must change your ATM PIN. This increases security since the new PIN will only be accessible to you. You must also update it over a period of time for security reasons so that if somebody unintentionally learns the PIN, they cannot abuse the ATM card.