Instant personal loans come as a blessing in a fast-paced life where you are bombarded with work and travel back and forth to the office and home while trying to provide yourself and your family with the best resources. Your health and wellness are often put at stake in all this. Whether it’s gaining weight, dental care, mental health, or hair loss, because working people spend their days going to work and providing for their families, these health issues are common.
This often results in
- Baldness or hair loss
- Dental problems and pain
- Weight gain
You may be aware that you have any of these problems but are avoiding them or going through them. The reason? Because that is not currently part of your expenses, or you cannot afford to spend a large portion of your income on weight loss treatment or resolving dental pain or problems.
But by avoiding it, you are only inviting bigger problems and bigger expenses onto your plate. That’s why there are instant personal loans for wellness services like these which you can easily apply for, get your treatment done, and pay it back in small parts every month, instead of having to pay it in a big amount, all at once.
Why is health and wellness treatment important for you?
You would agree that your health is your biggest weapon in today’s world. When you ignore health problems like hair loss, which is often a symptom of too much stress and anxiety. Or obesity, which can lead to serious health issues such as heart disease or an increase in cholesterol levels.
So get treatment as soon as possible to keep yourself safe from bigger health problems. And for that, a very smart choice is “instant personal loans”. These loans take care of all your treatment expenses at once and let you pay in parts as you like.
What are personal loans?
Personal loans, or instant personal loans are loans that do not need collateral for approval. You need to show a few documents, and you are approved if you pass their approval criteria.
The process is short, simple, and quick.
Following are some of the places that provide instant personal loans:
- NBFCs
- Banks
- Lending platforms / peer-to-peer lending platforms
These platforms can provide you with instant personal loans in a few minutes. You can receive the money in your account in a couple of days. But instant personal loans are the best option to get your hair transplant, dental care, and weight loss treatment without arranging a huge amount of money. Through these instant loans, an individual can receive a loan amount ranging from Rs. 5,000 to Rs. 5 lakh.
Process of applying for personal loans for wellness services
Step 1: Choose a lender from whom you want to get the personal loan (this can be any app or platform).
Step 2: Register yourself on the platform or app.
Step 3: Select the amount and duration of the loan.
Step 4: Upload the required documents digitally.
Step 5: Check your instant loan status online
Who is eligible for these loans?
- Everyone is eligible for personal loans in most scenarios, even without a credit history or guarantor.
- An Indian citizen and a registered company’s salaried employee.
- Anyone between 23 years to 58 years of age.
Documents required for instant personal loans
The documents you will need to apply for a personal loan online are:
- Identification proof: You must present an Aadhar card, Pan card, driver’s license, or passport.
- Address proof: You’ll need utility invoices, such as those for power, water, or phone service, or your passport as your address verification.
- Photographic evidence: a photo of you as photographic evidence.
- Your most recent pay receipts from your employer must be submitted.
- Financial statements: You must present the bank statements showing how your salary was credited.
Benefits of instant personal loans for hair transplant, dental care & weight loss services
- Easy & flexible returns
With instant loans, you can choose the amount and duration of loans, and start paying back as you want, as per your convenience of amount. Returns are easy and flexible with small monthly amounts.
- Affordable wellness treatment
Instant personal loans are like a friend in need, to whom you don’t have to give collateral to lend money, whether for your wellness treatment or any other medical or family emergency. Instant personal loans are affordable because you can choose how you want to pay them back and the amount to pay back monthly, once the EMI starts.
- In-budget treatment
When you are going for treatment, there is nothing better than having an amount available within a few minutes to get the best and most affordable treatment possible when you need it.
Conclusion
This blog contains all the information you will need before applying for an instant personal loan for wellness services like weight loss, dental care, hair transplants, and other medical and family emergencies. Don’t let your unavailability of funds at the time of treatments become a rock in your efforts to lead a smart and healthy life.
Piramal Finance is an Indian financial services company that provides personal loans, business loans, housing loans, and other financial products for you with a very simple process. Visit our website today for a quick and easy instant personal loan application process.
FAQs
- What is the procedure for getting an instant loan?
If you are approved, the lender will usually respond within minutes and put funds into your bank account. However, even if you are authorized, it may take a business day or two, or even longer, to get the funds. - What are the criteria for an immediate loan?
Instant loans are often not subject to a credit check. You must, however, give personal details, be at least 18 years old with proof of identity, provide evidence of income (e.g., a pay slip), and have a bank account.