Pradhan Mantri Jan Arogya Yojana (PMJAY) is a scheme launched by the Government of India (GOI) to protect low-income families financially from secondary and tertiary care hospitalization. The scheme aims to provide annual health coverage of up to INR 5 lakh for each family for hospitalization expenses. If you are wondering whether you are eligible for the scheme, here are some steps you can follow to find out:
1. Check if you are eligible based on socio-economic criteria: The scheme covers families identified as deprived and vulnerable, based on the Socio-Economic Caste Census (SECC) 2011 data. You can check if your family is included in this list by visiting PMJAY's official website and entering your details.
2. Check if you are eligible based on occupation: The scheme also covers families of the following occupational categories: rag pickers, beggars, domestic workers, street vendors, cobblers, hawkers, artisans, construction workers, sanitation workers, etc. You may be eligible for the scheme if you belong to any of these categories.
3. Check if you are eligible based on age: The scheme covers all individuals aged between 18 and 70. If you fall within this age range, you can check your eligibility for the scheme.
4. Check if you are eligible based on gender: The scheme covers all families with female heads of households and all transgender individuals.
5. Check if you are eligible based on location: The scheme covers all families living in rural and urban areas. You may be eligible for the scheme if you live in either of these areas.
In conclusion, if you meet the above criteria, you may be eligible for the Pradhan Mantri Jan Arogya Yojana. It is important to note that the scheme does not cover outpatient department (OPD) expenses, so you should only seek hospitalization for severe illnesses or injuries. If you are eligible for the scheme, you can avail of the benefits by visiting any empanelled hospitals across India.