Personal Loan In Pune – Pimpri – Check Eligibility & Apply Online

Pimpri is a famous part of Pune, a well-known city in India. It is known as a business hub and offers work for many people from around Pune and other parts of the state. When so many people are working in the business and service sectors, many of them need a personal loan in Pune – Pimpri.

Many banks and NBFCs offer loans for people living in Pimpri. To get a personal loan in Pune – Pimpri, the person must meet the criteria given by the bank or NBFC. Usually, personal loan in Pune – Pimpri is given to company employees only. Still, some banks and NBFCs also offer personal loans to shop owners and factory owners. So, if you also meet the rules of the lenders, you can also get a personal loan quickly.

As there is no need to give security for a personal loan in Pune – Pimpri, you can finish the application process in a few minutes. After applying, the lender will check your profile per the rules and approve the loan in a few hours. Once the money is in your account, you can use it as needed.

Read on to learn more about getting a personal loan in Pune – Pimpri and how you can benefit from it.

Need for a Personal Loan in Pune – Pimpri

A personal loan is a loan that does not need collateral. This is why many people in Pimpri opt for this loan to meet their urgent need for money. Some of the well-known reasons for which you can apply for a personal loan in Pune – Pimpri are:

• Travel: If you want to go on a trip but are short on funds, you can get a personal loan in Pune – Pimpri. This will allow you to enjoy your trip, and you will not need to use your savings. You can then repay the loan in easy EMIs.
• Education: If you want to study more and boost your profile to get a better job, you can apply for a personal loan in Pune – Pimpri. Otherwise, if your child wants to go to college for higher studies, you can also take this loan to support his or her dreams.
• Health: If you have to undergo surgery in a hospital, then a personal loan in Pune – Pimpri can offer you the money you need. You can get proper treatment, and you will not need to dip into your savings.
• Home: If you want to upgrade your home or do some repairs, you will need a lot of money. It will be better than using up all your savings for this task to take a loan and enjoy peace of mind while the work is going on.
• Marriage: Many people opt for a personal loan in Pune – Pimpri to have a great wedding event. You only marry once to make the event a great affair; you can get a loan and ensure all your wants are taken care of.

How to Apply for a Personal Loan in Pune – Pimpri

If you want to apply for a personal loan in Pune – Pimpri, you can do so online in a few steps. But before you apply for a personal loan, it is vital to check if you meet the criteria given by the lender.

Eligibility Criteria

• Work: You must have a work history of at least six months at a private or public company.
• Nature of work: You must be an employee getting a monthly salary.
• Age: You must be more than 18 years old but less than 60 years old.
• Nationality: You must be an Indian national with valid documents.
• Salary: Your salary should be more than Rs. 25,000 every month.
• Documents: You must provide the documents listed here:
  • Address proof: Aadhar card, voter ID, passport, etc.
  • Income proof: Salary slips for the last two months.
  • ID proof: Aadhar card, voter ID, passport, etc.
  • PAN Card
  • Bank statement for six months
  • Any other documents needed by the lender

How to apply online

There are two options that you can choose from to apply for a personal loan in Pune – Pimpri.

Website

• Visit the site of the bank or NBFC with whom you want to apply.
• On the home page, click on the link for a personal loan.
• On the next screen, you will need to enter some basic information. This includes your name, age, salary, experience, and other details.
• Then you must enter the amount you need, the period for which you need the money, and any other information the lender needs.
• Then, click on the submit button to complete the process.
• If your profile meets the eligibility requirements of the bank or NBFC, they will approve the loan.
• If needed, a person will call you to verify some details. They will also ask for docs to verify your details.
• The bank or NBFC will send the money to your bank account, and you can use it as per your needs.

Mobile App

• Visit the app store and get the app for your bank or NBFC.
• Install the app and enter your information.
• Now, click on the tab for a personal loan.
• You will now be asked to enter your details, like name, income, age, date of birth, etc.
• You will also be asked to give details about the amount you need and for what period.
• Then, click on the submit button to complete the process.
• If your profile meets the eligibility requirements of the bank or NBFC, they will approve the loan.
• If needed, a person will call you to verify some details. They will also ask for docs to verify your details.
• The bank or NBFC will send the money to your bank account.

Conclusion

Once you get a personal loan in Pune – Pimpri, you can use the money per your needs. You must pay the EMIs every month, or else the lender can levy a penalty, which will also reduce your credit score. If you need the best personal loan deals, contact Piramal Finance, as they give great offers on personal loans.