How to pay personal loan EMI online – Complete guide at Piramal Finance
EMI is the monthly payment you need to make to fully settle your loans. It is a fixed amount that is paid each month during the tenure of your personal loan. In a sense, it is the best way to repay your personal loan without putting any stress on your finances. The amount you have to pay is based on the loan amount, interest rate and loan tenure. The tenure of a loan is the period of time between when you get your loan amount and the date on which you close the loan. You can easily calculate your personal loan EMI through Piramal Finance’s Online EMI calculator.
Benefits of Personal Loan EMI
The benefits of EMIs to repay your personal loan are as follows:
- Monthly payments mean it is very convenient to repay the loan.
- It contributes to both principle and interest.
- It makes calculations easy. EMIs mean that only a fixed amount will have to be paid.
- It makes money management easy.
- It gives a sense of how much of the loan you have paid off.
HOW TO PAY PERSONAL LOAN EMIs?
Since EMIs should be paid monthly you might be thinking if there is any way to easily pay your personal loan EMIs. Well do not worry, you can easily pay your monthly personal loan EMIs. Through Piramal Finance you can easily pay your personal EMIs online through their website or their app! Do not worry it is very easy and anyone can do it. Let’s see how you can do this!
ONLINE PAYMENT THROUGH THE WEBSITE
The Piramal Finance website is your one-stop destination for all your personal loan EMI needs. Through the website, it is very easy to both calculate your EMIs and pay them online securely and easily. Here are the steps that you must follow to repay your loan EMIs online: –
- Go to the official Piramal Finance website.
- Go to the Customer Services tab.
- Click on the Pay Online button and select the suitable category.
- You will then be taken to the Piramal Finance Customer Portal login.
- Here you can log in through your registered mobile phone number.
- Your registered phone number is the phone number that you had given when you started your account.
Then it is as easy as just following the steps as displayed, entering the relevant information and then proceeding to payment! It is that simple! You can skip these steps by going directly to this link.
Online payment through multiple ways is supported through the Piramal Finance website. Credit/Debit cards. mobile wallets, online banking, etc are all supported through the website. This ensures that you don’t have to limit your payment options toward your personal loan EMIs!
Now if there is any doubt about how to calculate your personal loan EMIs. Piramal Finance has a solution for that too. Try using the online EMI calculator available on the website and you can easily figure out what your monthly instalments are.
ONLINE PAYMENT THROUGH THE APP
Piramal Finance now also has a dedicated app for all your finance needs! The app is available both on Google Play Store and the Apple App Store. Through the app, you can get a simple and safe login which means your loan account will be secured on your device at times. It can also be accessed very easily without compromising safety and security. The app can also bring you, your monthly loan statements making it very easy to track all of your accounts.
Online payments of personal loan EMIs are also very easy through the app. You can link your bank accounts to your loan accounts. This ensures that your monthly personal loan EMIs can be automatically deducted from your account. This makes sure that you will never be late on paying your monthly personal loan EMIs.
HELP AND SUPPORT
If at any time you face any difficulties while using our various online services you can contact customer care representatives who will easily solve your problems as far as possible. They can be reached via email: customercare@piramal.com. There is also a special toll-free number that you dial which is available from 9:30 AM to 6:00 PM every day except Sundays. The number is 1800 266 6444. The customer care team works round the clock to answer all your queries as soon as possible. If you are not happy, then you can raise the problem further with a manager.
If for any reason your personal loan EMIs has been returned or bounced, the same will be returned to your repayment bank account within three working days. For any associated charges with that, you can refer to MITC.
Conclusion
Personal loans EMIs represent an easier way of making payments on your personal loan. Piramal Finance offers various ways through which you can pay that personal loan EMIs online. This means that you now do not need to come to any of the physical Piramal Finance locations to repay your loans. You can do it from the comfort of your home. Online payment also means that you have access to a variety of other features. By downloading the app you can track various other accounts to your satisfaction. Thus online payments give you peace of mind while at the same time not compromising on security.
Piramal Finance offers unmatched features and services for all personal loans. You can read more about online payments of personal loan EMIs and all the other features that Primal Finance offers. There are many blogs and articles on the website that will offer you a chance to learn more