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Check Credit Score for Free

Piramal Finance offers a free credit report, providing all the necessary insights and details in a click.

Piramal Finance is a registered Housing Finance Company (HFC) with National Housing Bank (NHB).
What is a Credit Report?

A credit report is a detailed summary of someone's financial history, focusing on borrowing and repaying money. Credit bureaus or reporting agencies compile it and include information such as:

Name, address, social security number (for individuals), and other identifiers.

Details about loans, credit cards, and lines of credit, including payment history and status.

Records of timely payments, late payments, defaults, or missed payments.

Information from public sources, like bankruptcies, tax liens, or court judgments.

A list of inquiries that affect overall credit score.

Ratio of credit used to the total available credit.

Credit reports help lenders, creditors, and employers assess creditworthiness, impacting loans, credit terms, interest rates, and jobs. Regular reviews detect errors, ensure accuracy, and guard against fraud.

Download the Piramal Finance Home Loan App

Apply for a hassle-free home loan with competitive interest rates and minimal documentation. Calculate your eligibility and monthly EMI effortlessly.

Benefits of Personal Loan App
Awareness
Monitoring your credit score regularly keeps you informed about your financial health. It allows you to understand where you stand in terms of creditworthiness and identify any changes or fluctuations.
Identifying Errors
Reviewing your credit score enables you to spot any inaccuracies or errors in your credit report. Detecting and correcting errors promptly can prevent potential damage to your creditworthiness and ensure fair assessment by lenders.
Preventing Identity Theft
Monitoring your credit score helps you detect any suspicious activity that could indicate identity theft or fraud. Early detection allows you to take immediate action to protect your identity and prevent unauthorized access to your financial accounts.
Improving Financial Habits
Regularly checking your credit score encourages responsible financial behaviour. It motivates you to make timely payments, maintain low credit card balances, and manage your finances effectively to improve or maintain a good credit score.
Preparing for Major Financial Decisions
Before applying for loans, mortgages, or credit cards, reviewing your credit score gives you an idea of your creditworthiness. It allows you to assess whether you're likely to qualify for favourable terms and interest rates, helping you make informed decisions and potentially save money in the long run.
Access to Financial Products
A good credit score opens doors to a wide range of financial products and services with better terms and conditions. Regularly monitoring your credit score helps you track your progress and take steps to maintain or improve it, ensuring continued access to credit opportunities.
Frequently Asked Questions

Simply click on the 'Download for Android' or 'Download for iOS' buttons located on the top banner, and you'll easily download the app via the Play Store or the App Store from your mobile device.

Yes, the Piramal Finance mobile app is completely free to download and use.

You can conveniently get a detailed credit report directly through the app.

A credit score of above 750 is regarded as a good score to avail a loan. You can always improve a low credit score, as a good score will increase your chances of getting an easy loan from Piramal Finance.

Credit Clean-up: You can improve your eligibility by increasing your credit score. A higher credit score makes you a reliable borrower.

Rebalancing your income and debts: Your income-to-debt ratio helps determine the portion of your income that gets contributed towards covering your debts. A low income-to-credit ratio can make you eligible for a personal loan.

Piramal Since 1980

A name you can trust

Parentage of

40+ years

More than

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Presence in

425+ Locations

More than

5K+ Partner Outlets