Surat is one of the most vibrant cities in Gujarat, and getting a personal loan here to meet your financial needs can be tricky. Thankfully, it is now easier than ever before to get the best-suited loan for your requirements. Piramal Finance has a range of personal loans in Surat that you can choose from. These loans are designed to meet your needs and provide you with the funds quickly, so you don’t have to worry about getting into debt or facing financial constraints.

Benefits of Personal Loan in Surat

Loan Amount Limit

When you take a Personal loan in Surat, you can borrow any amount between Rs. 1 lakh to Rs. 10 lakhs. This can help you and your family with all their financial needs

Attractive Interest Rates

The personal loan interest rates in Surat for salaried and self-employed individuals start at {plintrestrate}* p.a. We offer reasonable and competitive interest rates based on the customers’ profiles and convenience.

Speed

Everyone wants to get the loan amount disbursed into their bank account as soon as possible, and Piramal Finance understands that. Get an instant personal loan in Surat from Piramal Finance. Once the loan is approved, we will disburse the amount within the next few minutes

Hassle-Free Documentation Process:

We at Piramal Finance offer a seamless and hassle-free customer experience in terms of paperwork and documentation. You can apply for an instant personal loan in Surat within seconds on our personal loan page and submit all documentation in PDF format within seconds

Documents Required for a Personal Loan in Surat

Here are some important documents you need to submit as part of the loan process:

  • Row1

    • Salaried
    • Self Employed
  • Row2

    • Last 1 month's salary slip, stating employer's name, salary break up, and bank details
    • Business registration certificates issued by government authorities such as GST certificates, Shop and Establishment licenses, etc.
  • Row3

    • Valid identity proof such as Aadhaar card/Voter’s ID/Driving License/Passport
    • Last 3 years Income Tax Return along with computation of Income, Balance sheet, and Profit & Loss Account statement certified by a Chartered Accountant
  • Row4

    • Latest 3 months Bank statement
    • Latest 3 months Bank statement
  • Row5

    • Form 16 or Income tax return (ITR) for the last 2 years, if applicable.
    • Proof of continuity of business i.e., the partnership deed or proprietorship letter etc. in case of self-employed professional for more than 1 year, if applicable

Documents Required for a Personal Loan in Surat

Here are some important documents you need to submit as part of the loan process:

Salaried Self Employed Last 1 month's salary slip, stating employer's name, salary break up, and bank details Business registration certificates issued by government authorities such as GST certificates, Shop and Establishment licenses, etc. Valid identity proof such as Aadhaar card/Voter’s ID/Driving License/Passport Last 3 years Income Tax Return along with computation of Income, Balance sheet, and Profit & Loss Account statement certified by a Chartered Accountant Latest 3 months Bank statement Latest 3 months Bank statement Form 16 or Income tax return (ITR) for the last 2 years, if applicable.

Proof of continuity of business i.e., the partnership deed or proprietorship letter etc. in case of self-employed professional for more than 1 year, if applicable

Eligibility Criteria for a Personal Loan in Surat

To be eligible for this loan, applicants must meet the following criteria:

How to Apply for a Personal Loan in Surat

If you're looking for a fast personal loan in Surat, Piramal Finance's physical branches have covered you. All it takes is your documents and the application form, and you'll be on your way! However, if speed is important to you, why not try our online portal? Our user-friendly website will ensure that your needs are sorted faster than ever!

Here are the steps to follow when applying for a personal loan from Piramal Finance:

Personal Loan Interest Rate in Surat

Are you on the hunt for a personal loan in Surat? Piramal Finance has got your back! Our extremely competitive annual interest rates start from just {plintrestrate}* pa, and we guarantee that there are no hidden costs whatsoever. Here at Piramal, transparency is key - which is why our processing fee will always be shown to customers upfront, so they won't have any surprise payments waiting for them once their loan period ends. We pride ourselves on offering fairness and justice with our commercial practices.

Piramal Finance is devoted to supplying the lowest personal loan interest rates in Surat. We have customized our interest charges to meet your unique needs, including your credit score, income, and current job status – so you can rest assured that repayment will be easy!

Uses of Personal Loans in Surat

In Surat, Personal Loans from Piramal Finance are a great way to meet your financial needs. Here are the main uses of personal loans in Surat:

Nearest Branches of Piramal Finance where you can visit and apply for a Personal loan in Surat

Ring Road

The Ring Road branch of Piramal Finance is located at B503 & 504 at the International Commerce Centre. If you want to reach here, the best way is to take a bus from the Surat Ring Road Bus Stop to this branch. Loan applicants can easily avail themselves of the personal loan in Ring Road and can expect quick disbursal

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Adajan

The Adajan branch of Piramal Finance is located at No. 203 & 204, Raj Arcade. The right way to reach the branch is to use NH 8. The area has many bus stops and auto rentals available, making it easy for customers to get there quickly. Also, getting a personal loan in Adajan is the best option, as they offer competitive interest rates, flexible repayment options, and minimal documentation.

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Frequently asked questions

Who can avail of a Personal Loan in Surat?
Both salaried professionals and self-employed individuals are eligible for personal loans in Surat.
How much can I access when I apply for a personal loan in Surat?
The maximum loan amount offered on a personal loan in Surat ranges between INR 1 Lakh to 10 lakhs.
What is the maximum Personal Loan in Surat you are eligible for?
If you're seeking easy personal loans in Surat, look no further. Up to INR lakhs can be yours with simple steps! Uncover effortless ease in your finances today.
Why should you select Piramal Finance Personal Loan in Surat?
Piramal Finance's personalized loan product in Surat is a must-have, thanks to its unbeatable combination of competitive interest rates and flexible repayment options.
How can I calculate Personal Loan EMIs?
Unlock the power of an online EMI calculator to calculate your monthly payments quickly and accurately for a convenient Personal Loan.
How long does it take to get a personal loan in Surat?
Generally, it's just 2-3 days before the funds are ready for disbursement.

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