Personal loan for women is a valuable financial tool that empowers women to achieve their dreams, take control of their finances, and pursue financial independence.

This is a type of unsecured loan that can be used for many purposes, like consolidating debt, funding a business or higher education, organizing a dream wedding, covering unexpected expenses, or making a large purchase.

At Piramal Finance, we offer personal loans specifically designed for women, with features such as lower interest rates or longer repayment terms.

Benefits of a Personal Loan for Women

Zero Foreclosure Charges

Piramal Finance offers zero pre-payment and foreclosure charges.

Digital Documentation

We require minimum digital documentation to ensure you have an easy and hassle-free personal loan application process.

Easy Application Process & Quick Disbursals

You can now begin the personal loan application process from the comfort of your home. We offer quick loan approvals and disbursals. You repay your debts or make significant purchases while we handle all the formalities.

Easy EMI Options

Multiple options for framing the personal loan structure that suits your requirements are available. We offer flexibility in the loan tenure, pre-payment, and foreclosure charges.

Fees and Charges.

Piramal Finance has the perfect solution if you are looking for a personal loan for ladies! Our interest rate starts at 12.99*% p.a., and there are no hidden costs. What you see is what you pay.

Features & Fees Details Personal Loan Interest Rates 12.99%* p.a. onwards. Loan Amount ₹ 25,000 to ₹ 5,00,000. Processing Fees Up to 5% plus applicable taxes. Loan Tenure 3 - 60 months tenure Prepayment Charges ₹ 0 Foreclosure Charges ₹ 0 Stamp Duty At actuals (as per state) Cheque Bounce Charges ₹ 500 plus applicable taxes EMI Bounce Charges ₹ 500 plus applicable taxes EMI Pickup/Collection Charges ₹ 250 per visit plus applicable taxes Cash Collection Charges 1% of collection amount of Rs. 50000 and above in cash + taxes Change of Loan Repayment Mode ₹ 500 plus applicable taxes

Fees and Charges.

Piramal Finance has the perfect solution if you are looking for a personal loan for ladies! Our interest rate starts at {plintrestrate}* % p.a., and there are no hidden costs. What you see is what you pay.

  • Row 1

    • Features and Fees
    • Details
  • Row 2

    • Personal Loan Interest Rates
    • {plintrestrate}* p.a. onwards.
  • Row 3

    • Loan Amount
    • ₹ 25,000 to ₹ 5,00,000.
  • Row 4

    • Processing Fees
    • Up to 5% plus applicable taxes.
  • Row 5

    • Loan Tenure
    • 3 - 60 months tenure
  • Row 6

    • Prepayment Charges
    • ₹ 0
  • Row 7

    • Foreclosure Charges
    • ₹ 0
  • Row 8

    • Stamp Duty
    • At actuals (as per state)
  • Row 9

    • Cheque Bounce Charges
    • ₹ 500 plus applicable taxes
  • Row 10

    • EMI Bounce Charges
    • ₹ 500 plus applicable taxes
  • Row 11

    • EMI Pickup/Collection Charges
    • ₹ 250 per visit plus applicable taxes
  • Row 12

    • Cash Collection Charges
    • 1% of collection amount of Rs. 50000 and above in cash + taxes
  • Row 13

    • Change of Loan Repayment Mode
    • ₹ 500 plus applicable taxes

Documents Required for a Personal Loan for Women

Document Type For Salaried Individuals Photo ID Proof Aadhaar card / Pan Card. Residence Address Proof Aadhaar card / Driving License / Voter ID / Passport. Income Proof Bank account statement of salary account, salary slip of the last three months, Form 16.

Documents Required for a Personal Loan for Women

  • Row 1

    • Document Type
    • For Salaried Individuals
  • Row 2

    • Photo ID Proof
    • Aadhaar card / Pan Card.
  • Row 3

    • Residence Address Proof
    • Aadhaar card / Driving License / Voter ID / Passport.
  • Row 4

    • Income Proof
    • Bank account statement of salary account, salary slip of the last three months, Form 16.

How to Get Personal Loan for Women on the Same Day?

Step 1: Click on Apply Now and start your digital Personal loan application.

Step 2: Enter your mobile number linked to your bank account.

Step 3: Enter the OTP received on your mobile number.

Step 4: Enter the required document and verify the same.

Step 5: Bank account verification.

Step 6: Income Verification.

Step 7: Check the Loan Final Offer, Accept, and continue the final process.

After completing the final process your application for a loan is now done and within 24 hours, it will get credited to your verified bank account.

Features of a Personal Loan for Women

The key features are:

Loan Amount

You can take a loan of Rs. 25 thousand up to Rs. 5 Lakh

Loan Tenure

You can select a loan tenure of up to 60 months.

Interest Rates

You can get interest rates starting at 12.99% p.a.

Personal Loan for Women Eligibility Criteria

To apply for an instant loan for women, you must meet the following eligibility criteria.

Different Types of Personal Loans

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Home Improvement Loan

You can use the funds from a personal loan to complete renovations in your home. Moreover, you can also use the funds to expand your home.

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Wedding Loan

Indian weddings can be expensive, but the funds from a personal loan will help you deal with the expenses

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Travel Loan

If you are willing to travel to an exotic location, applying for a personal loan is the way to go.

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Car Loan

You can buy your dream car with a flexible car loan, offering freedom of choice and fixed monthly payments.

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Emergency Loan

Health insurance may not cover family medical emergencies. Emergency personal loans can help with medical crises.

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Festival Loan

The festive season often comes with various expenses, which online insta loans can help cover.

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Loan for Salaried Employees

Unlock financial flexibility with a personal loan designed exclusively for salaried employees. Get the loan quickly and conveniently.

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Education Loan

You can borrow finance online to pay for housing and food while studying at a university in another city or country.

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Personal Loan for Bike

Don't wait any longer to own your dream bike. Apply for a personal loan for a two-wheeler and get instant approval.

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Frequently asked questions

What is a personal loan for women?
A personal loan for women is a kind of loan especially created for women to help them meet their financial requirements. These are collateral-free loans with tenures of up to 60 months and easy repayment options.
Can a housewife apply for personal loan?
Yes, a housewife can apply for a personal loan, provided she meets the eligibility criteria. Like creditworthiness, income, and documentation.
Why should you select Piramal Finance Personal Loan for women?
Choosing a Piramal Finance Personal loan for women is more than just securing a loan; it's a step towards financial empowerment. Piramal Finance assists in achieving financial independence and fulfilling dreams. We offer instant loan disbursal, good rates, and prioritize customer satisfaction.
Can women government employees avail for personal loan?
Yes, women government employees can avail personal loans, just like any other individuals, provided they meet the lender's eligibility criteria.
What are the uses of Personal Loan for Women?
It is an unsecured loan which helps women across the India to cover important expenses such as home renovation, education, medical emergencies, travel, etc.

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