Personal loan for women is a valuable financial tool that empowers women to achieve their dreams, take control of their finances, and pursue financial independence.
This is a type of unsecured loan that can be used for many purposes, like consolidating debt, funding a business or higher education, organizing a dream wedding, covering unexpected expenses, or making a large purchase.
At Piramal Finance, we offer personal loans specifically designed for women, with features such as lower interest rates or longer repayment terms.
Benefits of a Personal Loan for Women
Zero Foreclosure Charges
Piramal Finance offers zero pre-payment and foreclosure charges.
Digital Documentation
We require minimum digital documentation to ensure you have an easy and hassle-free personal loan application process.
Easy Application Process & Quick Disbursals
You can now begin the personal loan application process from the comfort of your home. We offer quick loan approvals and disbursals. You repay your debts or make significant purchases while we handle all the formalities.
Easy EMI Options
Multiple options for framing the personal loan structure that suits your requirements are available. We offer flexibility in the loan tenure, pre-payment, and foreclosure charges.
Fees and Charges.
Piramal Finance has the perfect solution if you are looking for a personal loan for ladies! Our interest rate starts at 12.99*% p.a., and there are no hidden costs. What you see is what you pay.
Fees and Charges.
Piramal Finance has the perfect solution if you are looking for a personal loan for ladies! Our interest rate starts at {plintrestrate}* % p.a., and there are no hidden costs. What you see is what you pay.
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- Features and Fees
- Details
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- Personal Loan Interest Rates
- {plintrestrate}* p.a. onwards.
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- Loan Amount
- ₹ 25,000 to ₹ 5,00,000.
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- Processing Fees
- Up to 5% plus applicable taxes.
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- Loan Tenure
- 3 - 60 months tenure
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- Prepayment Charges
- ₹ 0
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- Foreclosure Charges
- ₹ 0
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- Stamp Duty
- At actuals (as per state)
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- Cheque Bounce Charges
- ₹ 500 plus applicable taxes
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- EMI Bounce Charges
- ₹ 500 plus applicable taxes
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- EMI Pickup/Collection Charges
- ₹ 250 per visit plus applicable taxes
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- Cash Collection Charges
- 1% of collection amount of Rs. 50000 and above in cash + taxes
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- Change of Loan Repayment Mode
- ₹ 500 plus applicable taxes
Documents Required for a Personal Loan for Women
Documents Required for a Personal Loan for Women
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- Document Type
- For Salaried Individuals
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- Photo ID Proof
- Aadhaar card / Pan Card.
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- Residence Address Proof
- Aadhaar card / Driving License / Voter ID / Passport.
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- Income Proof
- Bank account statement of salary account, salary slip of the last three months, Form 16.
How to Get Personal Loan for Women on the Same Day?
Step 1: Click on Apply Now and start your digital Personal loan application.
Step 2: Enter your mobile number linked to your bank account.
Step 3: Enter the OTP received on your mobile number.
Step 4: Enter the required document and verify the same.
Step 5: Bank account verification.
Step 6: Income Verification.
Step 7: Check the Loan Final Offer, Accept, and continue the final process.
After completing the final process your application for a loan is now done and within 24 hours, it will get credited to your verified bank account.
Features of a Personal Loan for Women
The key features are:
Loan Amount
You can take a loan of Rs. 25 thousand up to Rs. 5 Lakh
Loan Tenure
You can select a loan tenure of up to 60 months.
Interest Rates
You can get interest rates starting at 12.99% p.a.
Personal Loan for Women Eligibility Criteria
To apply for an instant loan for women, you must meet the following eligibility criteria.
- Employment:
- The applicant must be a salaried employee or a self-employed individual.
- Age:
- The applicant must be between 21 years and 58 years of age.
- Monthly Income:
- You must have a minimum monthly salary of Rs. 15,000.
- Credit Score:
- The applicant must have a CIBIL score of 700 or higher.
Different Types of Personal Loans
Home Improvement Loan
You can use the funds from a personal loan to complete renovations in your home. Moreover, you can also use the funds to expand your home.
Wedding Loan
Indian weddings can be expensive, but the funds from a personal loan will help you deal with the expenses
Travel Loan
If you are willing to travel to an exotic location, applying for a personal loan is the way to go.
Car Loan
You can buy your dream car with a flexible car loan, offering freedom of choice and fixed monthly payments.
Emergency Loan
Health insurance may not cover family medical emergencies. Emergency personal loans can help with medical crises.
Festival Loan
The festive season often comes with various expenses, which online insta loans can help cover.
Loan for Salaried Employees
Unlock financial flexibility with a personal loan designed exclusively for salaried employees. Get the loan quickly and conveniently.
Education Loan
You can borrow finance online to pay for housing and food while studying at a university in another city or country.
Personal Loan for Bike
Don't wait any longer to own your dream bike. Apply for a personal loan for a two-wheeler and get instant approval.
