iPhone15 on EMI
iPhone 15 Pro on low-interest EMIs with
Piramal Finance.
-
- Already Applied?
- Track Application
More About Apple iPhone 15 Series
Apple has launched the brand-new iPhone 15 as the successor of the iPhone 14. The iPhone 15 series consist of 4 stunning devices – iPhone 15, iPhone 15 Plus, iPhone 15 Pro & iPhone 15 Pro Max. The iPhone 15 is already getting some attention for fabulous set of cameras, better cattery, cutting edge technology & smooth performance. The prices range from ₹79,900 to ₹199,900. You can pay for the iPhone 15 in monthly installments if you don't want to pay the total amount at once. To do this, you can get an instant loan from Piramal Finance.
What are the applicable fees and charges for iPhone 15 EMI?
Some standard fees and charges are as follows:
-
Labels:
- Personal Loan Features & Fees
- Details
-
Row 1:
- Personal Loan Interest Rates
- {plintrestrate}* p.a. onwards
-
Row 2:
- Loan Amount
- ₹ 25,000 to ₹ 5,00,000
-
Row 3:
- Processing Fees
- Up to 5% plus applicable taxes
-
Row 4:
- Loan Tenure
- 3 - 60 months
-
Row 5:
- Prepayment Charges
- ₹ 0
-
Row 6:
- Foreclosure Charges
- ₹ 0
-
Row 7:
- Stamp Duty
- At actuals (as per state)
-
Row 8:
- Cheque Bounce Charges
- ₹ 500 plus applicable taxes
-
Row 9:
- EMI Bounce Charges
- ₹ 500 plus applicable taxes
-
Row 10:
- EMI Pickup/Collection Charges
- ₹ 250 per visit plus applicable taxes
-
Row 11:
- Cash Collection Charges
- 1% of collection amount of ₹ 50,000 and above in cash + taxes
-
Row 12:
- Change of Loan Repayment Mode
- ₹ 500 plus applicable taxes
-
Row 13:
- Loan Cancellation after Disbursement
- Interest accrued & due plus applicable taxes
*Terms & Conditions Apply
Documents Required for iPhone 15 EMI
To purchase iPhone 15 on EMI, you need to submit a few essential documents to validate your ID, address, and income. This table outlines all the documents required for availing quick funds for iPhone 15.
-
Labels:
- Document Type
- For Salaried Individuals
-
Row 1:
- ID Proof
- Aadhaar card, driving license, passport, PAN card, voter ID
-
Row 2:
- Residence Address Proof
- Aadhaar card, voter ID, utility bills, driving license
-
Row 3:
- Office Address Proof
- Not applicable
-
Row 4:
- Income Proof
- Bank account statement of salary account, salary slip of the last three months, Form 16
How to get iPhone 15 & iPhone 15 Pro on EMI without a Credit Card?
Buying an iPhone 15 or iPhone 15 pro on EMI with zero down payment with Piramal Finance is hassle-free. Follow the 3 Quick Steps –
- Step 1: Apply for Instant Loan Online
- Get quick finance to your bank account to buy iPhone 15 or iPhone 15 Pro with instant personal loan by submitting digital documents. It only takes a few minutes to complete the process.
- Step 2: Set-Up EMI Cycle
- Choose how long you want to pay and set up the monthly payment cycle that works best for you.
- Step 3: Purchase iPhone 15 on EMI
- Once the loan gets credited into your bank account, you can purchase the iPhone 15 or iPhone 15 Pro from your nearby dealer or even from online shopping websites There is no need to have or apply for a credit card. Following these three steps, you can buy an iPhone 15 on EMI with Piramal Finance.
iPhone 15 EMI Calculation
The below table shows the iPhone 15 EMI cycle for five years with a 12.99% interest rate. (The loan amount is ₹80,00 for 128 GB iPhone 15 based on the official Apple website pricing.)
-
Labels:
- Year
- Principal Amount
- Interest Payable
- Total Amount
- Monthly EMI
- Outstanding Balance
-
Row 1:
- 1
- ₹12,153
- ₹9,885
- ₹22,038
- ₹1,837
- ₹67,847
-
Row 2:
- 2
- ₹13,829
- ₹8,009
- ₹21,838
- ₹1,820
- ₹54,018
-
Row 3:
- 3
- ₹15,736
- ₹6,102
- ₹21,838
- ₹1,820
- ₹38,282
-
Row 4:
- 4
- ₹17,906
- ₹3,932
- ₹21,838
- ₹1,820
- ₹20,376
-
Row 5:
- 5
- ₹20,376
- ₹1,462
- ₹21,838
- ₹1,820
- ₹0
iPhone 15 Plus EMI Calculation
This table shows the iPhone 15 EMI cycle for five years with a 12.99% interest rate. (The loan amount is ₹90,000 for 128 GB iPhone 15 Plus based on the official Apple website pricing.)
-
Labels:
- Year
- Principal Amount
- Interest Payable
- Total Amount
- Monthly EMI
- Outstanding Balance
-
Row 1:
- 1
- ₹13,672
- ₹10,896
- ₹24,568
- ₹2,047
- ₹76,328
-
Row 2:
- 2
- ₹15,557
- ₹9,010
- ₹24,567
- ₹2,047
- ₹60,771
-
Row 3:
- 3
- ₹17,703
- ₹6,856
- ₹24,559
- ₹2,047
- ₹43,068
-
Row 4:
- 4
- ₹20,155
- ₹4,423
- ₹24,568
- ₹2,047
- ₹22,923
-
Row 5:
- 5
- ₹22,923
- ₹4,423
- ₹24,568
- ₹2,047
- ₹0
iPhone 15 Pro EMI Calculation
This table shows the iPhone 15 EMI cycle for five years with a 12.99% interest rate. (The loan amount is ₹135,000 for 128 GB iPhone 15 Pro based on the official Apple website pricing.)
-
Labels:
- Year
- Principal Amount
- Interest Payable
- Total Amount
- Monthly EMI
- Outstanding Balance
-
Row 1:
- 1
- ₹20,508
- ₹16,344
- ₹36,852
- ₹3,071
- ₹114,492
-
Row 2:
- 2
- ₹23,336
- ₹13,516
- ₹36,852
- ₹3,071
- ₹91,156
-
Row 3:
- 3
- ₹26,555
- ₹10,297
- ₹36,852
- ₹3,071
- ₹64,601
-
Row 4:
- 4
- ₹30,217
- ₹6,635
- ₹36,852
- ₹3,071
- ₹34,384
-
Row 5:
- 5
- ₹34,384
- ₹2,467
- ₹36,851
- ₹3,071
- ₹0
iPhone 15 Pro Max EMI Calculation
This table shows the iPhone 15 EMI cycle for five years with a 12.99% interest rate. (The loan amount is ₹160,999 for 256 GB iPhone 15 Pro Max based on the official Apple website pricing.)
-
Labels:
- Year
- Principal Amount
- Interest Payable
- Total Amount
- Monthly EMI
- Outstanding Balance
-
Row 1:
- 1
- ₹24,305
- ₹19,371
- ₹43,676
- ₹3,640
- ₹135,695
-
Row 2:
- 2
- ₹27,658
- ₹16,018
- ₹43,676
- ₹3,640
- ₹108,037
-
Row 3:
- 3
- ₹31,472
- ₹12,204
- ₹43,676
- ₹3,640
- ₹76,565
-
Row 4:
- 4
- ₹35,813
- ₹7,863
- ₹43,676
- ₹3,640
- ₹40,752
-
Row 5:
- 5
- ₹40,752
- ₹2,924
- ₹43,676
- ₹3,640
- ₹0
iPhone 15 Series Pricing & Features
-
Row 1
- iPhone 15 Variant
- Price
- Key Features
-
Row 2
-
iPhone 15 (128 GB, 256 GB, 512 GB)
-
₹79,900 / ₹89,900 / ₹109,900
-
- Display: 6.1 inches Super Retina display
- Ram: 6GB
- Main Camera: Dual - 48 MP (wide), 12 MP (ultrawide)
- Selfie Camera: 12 MP (depth/biometrics sensor)
- Battery: Li-Ion 3279, non-removable, 50% in 30 mins
- Colours: Black, Blue, Green, Yellow, Pink
- CPU: Hexa-core
- GPU: 5-core Apple GPU
- OS: iOS 17
-
-
Row 3
-
iPhone 15 Plus (128 GB, 256 GB, 512 GB)
-
₹89,900 / ₹99,900 / ₹119,900
-
- Display: 6.7 inches Super Retina display
- Ram: 6GB
- Main Camera: Dual - 48 MP (wide), 12 MP (ultrawide)
- Selfie Camera: 12 MP (depth/biometrics sensor)
- Battery: Li-Ion 3279, non-removable, 50% in 30 mins
- Colours: Black, Blue, Green, Yellow, Pink
- CPU: Hexa-core
- GPU: 5-core Apple GPU
- OS: iOS 17
-
-
Row 4
-
iPhone 15 Pro (128 GB, 256 GB, 512 GB)
-
₹134,900 / ₹144,900 / ₹164,900 / ₹184,900
-
- Display: 6.7-inch LTPO Super Retina XDR OLED display
- Ram: 8GB
- Main Camera: Triple - 48 MP (wide), 12 MP (ultrawide), 12 MP (telephoto)
- Selfie Camera: 12 MP (depth/biometrics sensor)
- Battery: Li-Ion 3279, non-removable, 50% in 30 mins
- Colours: Black Titanium, White Titanium, Blue Titanium, Natural Titanium
- CPU: Hexa-core
- GPU: 5-core Apple GPU
- OS: iOS 17
-
-
Row 5
-
iPhone 15 Pro Max (256 GB, 512 GB,1TB)
-
₹159,900 / ₹179,900 / ₹199,900
-
- Display: 6.1 inches Super Retina display
- Ram: 8GB
- Main Camera: Triple - 48 MP (wide), 12 MP (ultrawide), 12 MP (telephoto)
- Selfie Camera: 12 MP (depth/biometrics sensor)
- Battery: Li-Ion 3279, non-removable, 50% in 30 mins
- Colours: Black, Blue, Green, Yellow, Pink
- CPU: Hexa-core
- GPU: 5-core Apple GPU
- OS: iOS 17
-
Advantages of Purchasing Apple iPhone 15 on EMI
Buying an iPhone 15 on EMI can offer several benefits, making it a popular choice for many consumers. Here are some advantages of purchasing an iPhone 15 & iPhone 15 Pro on EMI:
- Affordability:
- EMI option allows you to spread the cost of the iPhone over several months, making it more affordable upfront. This is especially helpful when you don’t have the funds to pay for the device in full at once.
- Access to Premium Devices:
- Purchasing iPhone 15 or premium models such as iPhone 15 Pro Max on EMI makes them more accessible, which may otherwise be out of reach due to their high upfront costs.
- Convenience:
- EMI plans are convenient to set up and automate payments, eliminating the need for manual monthly transactions.
- Savings:
- Buying an iPhone 15 on EMI saves you money for other essential expenses or investments.
- Credit Building:
- Responsible repayment of EMI installments can positively impact your credit score, helping you build a strong credit history.
Different Types of Personal Loans
Home Improvement Loan
You can use the funds from a personal loan to complete renovations in your home. Moreover, you can also use the funds to expand your home.
Wedding Loan
Indian weddings can be expensive, but the funds from a personal loan will help you deal with the expenses
Travel Loan
If you are willing to travel to an exotic location, applying for a personal loan is the way to go.
Car Loan
You can buy your dream car with a flexible car loan, offering freedom of choice and fixed monthly payments.
Emergency Loan
Health insurance may not cover family medical emergencies. Emergency personal loans can help with medical crises.
Festival Loan
The festive season often comes with various expenses, which online insta loans can help cover.
Loan for Women
Empower yourself with a specially designed quick personal loan for women. It provides financial support for various needs with competitive interest rates and flexible repayment options.
Loan for Salaried Employees
Unlock financial flexibility with a personal loan designed exclusively for salaried employees. Get the loan quickly and conveniently.
Education Loan
You can borrow finance online to pay for housing and food while studying at a university in another city or country.
Personal Loan for Bike
Don't wait any longer to own your dream bike. Apply for a personal loan for a two-wheeler and get instant approval.
