Personal loans in Gurgaon are a great way to get the money you need for almost anything, whether it’s home improvements or medical bills. It’s no surprise that Gurgaon now has many financial institutions that offer attractive personal loan rates and terms.

Piramal Finance offers a personal loan of up to Rs. 10 lakhs with interest rates starting at 12.99*% p.a. They are top-rated for their customer service and provide customised loan options that can be tailored to a person’s financial needs.

Benefits of Personal Loan in Gurgaon

Lower interest rate

Unlike other loans, personal financing is accessible at lower interest rates. By leveraging this opportunity to its full potential, you can significantly reduce your debt-servicing costs and save much money in the long run. Piramal Finance offers one of the best personal loans in Gurgaon.

Attractive Interest Rates

The personal loan interest rates in Gurgaon for salaried and self-employed individuals start at 12.99*%pa. We offer reasonable and competitive interest rates based on the customers’ profiles and convenience

Speed

Everyone wants to get the loan amount disbursed into their bank account as soon as possible, and we understand that. Get an instant personal loan in Gurgaon from Piramal Finance within a few minutes. Once approved, we will disburse the amount within the next few minutes.

Hassle-Free Documentation Process

We at Piramal Finance offer a seamless and hassle-free customer experience in terms of paperwork and documentation. You can now apply for an instant personal loan in Gurgaon within seconds via our personal loan page and submit all documentation in PDF format.

Documents Required for a Personal Loan in Gurgaon

Here are some important documents you need to submit as part of the loan process:

Salaried	Self Employed

Last 1 months' salary slip, stating employer's name, salary break up, and bank details	Business registration certificates issued by government authorities such as GST certificates, Shop and Establishment licenses, etc.
Valid identity proof such as Aadhaar card/Voter’s ID/Driving License/Passport	Last 3 years Income Tax Return along with computation of Income, Balance sheet, and Profit & Loss Account statement certified by a Chartered Accountant
Latest 3 months Bank statement	Latest 3 months Bank statement

Form 16 or Income tax return (ITR) for the last 2 years, if applicable.

Proof of continuity of business i.e., the partnership deed or proprietorship letter etc. in case of self-employed professional for more than 1 year, if applicable

Eligibility Criteria for a Personal Loan in Gurgaon

To become eligible for an instant personal loan in Gurgaon, you must meet the following criteria:

You should be an Indian citizen to apply for a Piramal Finance personal loan in Gurgaon.
Your age should range between 21 years to 58 years.
You must have an ongoing employment status in either the public or private sector.
If you’re a resident of Gurgaon, your monthly income should be no less than Rs. 25,000.

How to Apply for a Personal Loan in Gurgaon

Piramal Finance's physical branches are the perfect solution if you're looking for instant loan in Gurgaon. You just need to bring your documentation and submit your application form. However, if speed is key, why not try our online portal? Our easy-to-use website will have you sorted faster than ever before!

To successfully apply for a personal loan from Piramal Finance in Gurgaon, just abide by the following steps:

Step 1: Calculate Your Loan Eligibility

Before you apply for a personal loan, it's important to know the amount of credit you are eligible for. Piramal Finance offers a personalized loan eligibility calculator that will give you an estimate in just a few clicks. This is a great way to narrow your decision-making process and choose the best personal loan option.

Step 2: Gather Required Documents

You will need to provide a variety of documents to start the process. This includes proof of identification, such as a driver’s license or passport; proof of income, including recent pay stubs, bank statements and tax returns; proof of residence, such as utility bills or rental agreements; and financial information about any existing debts you have.

Step 3: Submit Your Application

After you have gathered all the documents and filled out the application forms, you can submit your application in person or electronically. Be sure to include all necessary information and double-check it before submitting.

Step 4: Wait for Approval

It can take some time for your loan to be reviewed and approved after you apply. Although Piramal Finance offers a simple and straightforward approval process, having all the necessary paperwork on hand might assist you to get the loan approved swiftly.

Step 5: Repay Your Loan as Per Schedule

Once you have successfully taken out a loan, it is important to focus on repaying the amount per the agreed-upon repayment schedule. Make sure to track your repayments against the agreed plan to avoid any penalties or extra interest costs for late payments.

Personal Loan Interest Rate in Gurgaon

Gurgaon residents, Piramal Finance is the right choice if you are looking for a personal loan. Our interest rates begin at an impressive 12.99*%pa, and there won't be any hidden charges. Furthermore, we firmly believe in transparency so that our customers can plan their repayment schedule without worrying about extra costs; all processing fees will be stated before your payment starts to ensure no surprises!

At Piramal Finance, we assure you of the lowest personal loan interest rates in Gurgaon! Our charges are tailored to your individual needs and financial situation - including credit score, income levels, and employment status, to ensure that you receive a payment plan that is both manageable and simplified.

Uses of Personal Loans in Gurgaon

1. Starting a Business

A personal loan can be used to start a business in Gurgaon. It can be used to finance the purchase of land, building materials, equipment, and other essential supplies needed for setting up your new venture.

2. Debt Consolidation

If you have multiple loans, debts, or bills that need to be paid off quickly, taking out a personal loan is one of the best options available in Gurgaon. By consolidating all these payments into one single monthly payment, you can save time and money and help improve your credit score over time.

3. Home Improvement

Whether it’s renovating your existing home or constructing an entirely new one in Gurgaon, personal loans can be used to finance any type of home improvement project. The loan amount can also be used to purchase furniture and other items that help make your house more comfortable and livable.

4. Education

Personal loans can also be used for educational purposes in Gurgaon. With the rising cost of college fees and textbooks, a loan is one of the best ways to pay for higher education. It also allows you to spread out payments over a longer period so that you don’t have to worry about making large upfront payments.

Nearest Branches of Piramal Finance where you can visit and apply for a Personal loan in Gurgaon

Udyog Vihar

The Udyog Vihar branch of Piramal Finance is located at Enkay Tower, phase 5 on the 3rd floor. If you want to reach here, you can take the metro to Huda City Centre and get off at the Udyog Vihar Exit. From there, you can take a cab or auto-rickshaw to reach the branch. You can apply for a personal loan in Udyog Vihar branch without any issues.

Sohna Road Gurgaon

The Sohna Road Gurgaon branch of Piramal Finance is located at SCF 39, on the ground floor. If you want to reach this branch, you can take the metro from Huda City Centre and get off at the Sun City Exit. From there, you can take a cab or auto-rickshaw to reach the branch. Obtaining a personal loan in Sohna Road Gurgaon is effortless and stress-free.